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The following
list of policies is in alphabetical order and extracted from the main
GLOSSARY.
It is not meant to be definitive, but will serve as a guide for reference
when compiling your insurance portfolio.
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Employers'
Liability
This is a statutory requirement and includes a wide selection of direct
and indirect employees, whether paid or not. Providing an indemnity for
legal liability in respect of bodily injury, death, disease, or illness
sustained by your employees and arising out of their normal course of
employment.
Legal Expenses
A VITAL part of any insurance portfolio in the current climate of red
tape and litigation. Usually providing an indemnity of £50,000 for legal
and other expenses incurred as a result of employment disputes, VAT disputes,
Inland Revenue investigations, contract disputes, debt recovery, property
protection and tenancy disputes. Also included is FREE 24 hour legal help
line.
Product Liability
Providing an indemnity for legal liability arising from products sold
or supplied or services given or work undertaken in the course of your
business. Frequently automatically included on small package policies
for retailers, hoteliers, small builders and the like.
Public Liability
Providing an indemnity for legal liability arising from products sold
or supplied or services given or work undertaken in the course of your
business. Frequently automatically included on small package policies
for retailers, hoteliers, small builders and the like.
Shopkeepers Combined
Package policy for retailers usually including cover for buildings/stock/
fixtures & fittings, liabilities, glass, cash, loss of profits. Extensions
for legal expenses, fidelity, goods in transit etc. |
You
can use this page for reference when finding the local
intermediary best suited to advising you on your insurance
needs.
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This
site only applies to insurance governed by U.K laws and regulations.
© specialperils Ltd. 2005
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