We are told that there are over 5 million businesses trading in the UK at the moment and that they pay the Insurance Companies some £12 billion in premiums. Unfortunately the Insurance Industry has no collective marketing strategy and is so fragmented and competitive that you, the customer, are left to your own devices when it comes to selecting the insurance you need and a provider through which to arrange it.

The purpose of specialperils.com is to provide an insight into some of the workings of Commercial Insurance, outline some useful guidance on managing your own risks before paying out for unnecessary or expensive policies and to put you in touch with the people who feel they may be best equipped to handle your business - the professional Insurance Broker/Intermediary.

Anthony Hall, Director and founder of Specialperils Ltd, has been involved in the Insurance Industry since 1963. He is a Chartered Insurance Practitioner and Registered Insurance Broker and in 1998 disposed of the last of his Insurance Broking businesses which had previously enjoyed offices in Devon, Dorset and Somerset. :- During that time he had served for two years as President of the Local Chamber of Trade and Commerce. Therefore, not only has he had experience in running his own business, but also an active insight into the management of a diverse selection of other businesses.

Before moving to the West Country, Anthony joined the General Accident from school and became their youngest Agency Inspector. He then moved into Broking by managing a small group of offices in Surrey which he left 5 years later to join the insurance subsidiary of the John Brown Group. There he became a Senior Technical Manager, responsible for the insurance portfolios of some very large national and international companies.

After conducting various Insurance and Business related surveys in 1999 it became clear that there was no immediate likelihood of an improvement in communications between Insurance Providers and their most important customers - Business and Industry - and so specialperils.com was born.

Legal Notices and Disclaimers

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• You are permitted to view the specialperils.com site on screen and to print one copy of reasonable extracts from the site for your personal use. All other copying and distribution of any of the contents of the specialperils.com site is strictly forbidden.
  
  
• The intellectual property rights in all areas of the site are owned or controlled by Specialperils Ltd and comprise without limitation the copyright, database rights, patents and trade marks, confidential information, knowledge and individual items or collections of personal data.
  
  
• Within the site there may be links or references to materials or web sites outside the specialperils.com site. We accept no liability of any description in respect of the contents of such materials or sites. Neither should we be assumed to be endorsing, authorising or publishing such materials or sites.
  
  
• We have taken reasonable care to ensure accuracy of the contents of the site and, to the extent permitted by law, we disclaim all and any representations, undertakings, warranties and conditions, expressed or implied, in connection with site and its contents, unless otherwise stated.
  
  
• Neither we nor our officers, servants, agents or employees, shall be liable for any direct, indirect or special consequential or entirely economic loss whatsoever regardless of whether such losses are foreseeable and whether or not caused by our negligence arising out of or in connection with the use of the specialperils.com site. Nothing contained in this notice shall affect our liability for personal injury or death caused directly by our negligence or that of our employees servants or agents.
  

This site only applies to insurance governed by U.K laws and regulations.
© specialperils Ltd. 2005